Terms of Service

Effective Date: January 1, 2025

These Terms of Service ("Terms") govern your use of the website investtopplus.com and the services provided by InvestTopPlus Inc. ("we", "our", "us"). By accessing or using our platform, you agree to be bound by these Terms and our Privacy Policy.

1. Use of the Platform

• You must be at least 18 years old or the age of majority in your jurisdiction to use our services.
• You agree to use the platform only for lawful purposes and in compliance with all applicable laws and regulations.
• You must not engage in any activity that may damage or interfere with the functioning of the platform.

2. User Accounts

• You are responsible for maintaining the confidentiality of your login credentials.
• You agree to provide accurate and complete information during registration.
• We reserve the right to suspend or terminate accounts that violate these Terms or are suspected of fraudulent activity.

3. Subscription and Payment

• We offer tiered subscription plans with monthly or annual billing.
• All fees are listed in CAD and are subject to applicable taxes.
• Payments are processed securely via third-party providers. We do not store payment card details.
• You may cancel your subscription at any time; however, refunds are not guaranteed unless required by law.

4. Intellectual Property

• All course content, graphics, logos, and materials are the property of InvestTopPlus Inc.
• You may not reproduce, distribute, or resell any materials without our prior written consent.

5. Disclaimer of Warranties

All services and content are provided “as is” without warranties of any kind, including but not limited to implied warranties of merchantability or fitness for a particular purpose. We do not guarantee trading or investment outcomes.

6. Limitation of Liability

InvestTopPlus Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising out of the use of the platform, including loss of profits, loss of data, or trading losses.

7. Termination

We reserve the right to terminate or suspend access to our platform at any time, with or without notice, for violation of these Terms or for operational or legal reasons.

8. Changes to Terms

We may update these Terms periodically. The “Effective Date” will reflect the latest revision. Continued use of the platform after updates constitutes your acceptance of the new terms.

9. Governing Law

These Terms are governed by the laws of the Province of Ontario, Canada. Any disputes shall be resolved in the courts of Toronto, Ontario.

10. Contact Information

If you have any questions about these Terms, please contact us at:

• InvestTopPlus Inc.
• 120 Adelaide Street West, Suite 2500, Toronto, ON M5H 1T1, Canada
• Email: [email protected]
• Phone: +1 (416) 555-0199